Staying protected with third party insurance for a surrogate

Men and women often come to The Fertility Center of Las Vegas seeking guidance for the gestational surrogacy process. Our Las Vegas fertility doctors and staff will thoroughly explain the steps you need to take to bring home a healthy baby with help from a gestational carrier, or surrogate. One of these steps involves getting third party insurance for a surrogate.

Why you need third party insurance for a surrogate

Our Las Vegas fertility doctors want you to know that your surrogate should be covered by life and health insurance. However, many factors will influence the level and type of coverage you should get for her. As a result, our team recommends that you partner with an insurance expert. An expert in this area can explain all the variables and review your situation.

As an example, your surrogate may not have insurance coverage for a surrogate pregnancy. In this case, you would need to acquire third party insurance to cover her pregnancy care as well as labor and delivery. If your surrogate’s insurance does cover a surrogate pregnancy, you still may want to get another policy. This provides protection if she loses her job or insurance coverage during the pregnancy.

The insurance coverage you should get for your surrogate also varies depending on your situation, including whether you are a U.S. citizen or from another country. As a result, you should speak to an insurance expert to determine the right coverage for your gestational carrier.

What are the risks of not having third party insurance for a surrogate?

Third party insurance for a surrogate can help you save money on your fertility journey. After all, one mistake can cost hundreds of thousands of dollars when it comes to surrogacy.

You can think of insurance as a safety net in case something goes wrong. Labor and delivery in Las Vegas is affordable, if complications don’t occur. If your surrogate does have complications and you don’t have insurance, you could be looking at high costs. When you have third party insurance for a surrogate, you have peace of mind and protection.

Contact us to learn more about the gestational surrogacy process. Our Las Vegas fertility doctors and staff can explain all the steps, including getting third party insurance for your surrogate.